Bank on It – available banking services and how to build a positive relationship with a financial institution
Borrowing Basics – how credit works
Check it Out – how to use a checking account responsibly
Money Matters – how to manage money by preparing a spending plan while identifying ways to decrease spending and increase income
Pay Yourself First – ways to save money and savings options
Keep it Safe – how to protect finances and identity
To Your Credit – how obtain and read a credit report, while learning how to build and repair their credit history
Charge it Right – credit cards and how to use them responsibly
Loan to Own – general information on installment loans.
Your Own Home – information on steps involving home buying

The Franklinton Financial Fitness program educates residents in personal financial management.

Like many center-city neighborhoods, Franklinton has experienced many economic and social challenges. One problem is a wide distrust of banks and government in this community – many residents are hesitant about participating in programs outside the neighborhood. Less than half of those who live here are high school graduates and there is a large proportion who don’t keep checking or savings accounts.

This free program is funded through a grant from the Ohio CDC Association and other donations. Addtional counseling is provided by partner financial institutions and other non-profits.

FDIC Money Smart Program is the basis of curriculum. Lessons include:

Completion of a financial literacy program is a requirement for many other saving assistance programs currently available through our partners. Graduates will be eligible to participate in homeownership, micro-enterprise, Individual Development Account (IDA) and other wealth-building programs.